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If Tinkoff tried to cancel the contract, it would have to pay him 6m rubles.
"The Bank confirmed its agreement to the client's terms and sent him a credit card and a copy of the approved application form," his lawyer Dmitry Mikhalevich told Kommersant. He could afford to buy an island somewhere in Malaysia, and the bank would have to pay for it by law." Earlier this week a Russian judge ruled in Mr Argakov's favour.
Tinkoff had signed the contract and was legally bound to it.
Mr Argakov was only ordered to pay an outstanding balance of 19,000 rubles (£371). They said what usually their borrowers say in court: 'We have not read it',” said Mr Mikhalevich.
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Every time the bank failed to comply with the rules, he would fine them 3m rubles (£58,716).“Service(s)” refers to Your use of the Website for any purpose whatsoever.